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UNMARRIED to each other                
               
 

In the Eyes of the Law: Legal and Financial Protections
Chapter Six

In too many situations, unmarried partners are considered legal strangers no matter how long they've been together. Understanding what rights you do and don't have as an unmarried couple, and taking the steps to protect yourselves, are critically important for couples who plan to stay together unmarried for any length of time. In this chapter you'll find:

- The four documents that make up your legal safety net, and how to prepare them with or without a lawyer

- The truth about the "marriage penalty" and the "marriage bonus" -- will getting hitched increase or decrease your tax bill?

- How common law marriage works, and why it's not as common as you may have thought

- Which car rental companies will allow unmarried couples to list both partners as drivers without paying a "second driver" fee

- Information on the legality of renting or buying a home together as an unmarried couple

- Options for how to manage your money together or separately

- A sample cohabitation agreement you can modify and use as a basis for your own agreement

- What you can do to ensure you'll be able to make decisions for your partner in case of a medical emergency

- Why wills are important for unmarried partners of any age, even if it's just to decide who gets to clean out the drawer with your old love letters

- Which legal protections are simply not available to unmarried partners (these can be an important factor in the decision to get married or not)

Want to "look inside" this chapter? You can download six pages of it (as an Adobe Acrobat file) here.




Go back to the full chapter list, or chose from the chapter topics below:

Considering Cohabitation | Why Aren't You Married? | Pressure and Discrimination | Staying Together | Naming Each Other | Legal and Financial Protections | Domestic Partner Benefits | Commitment Ceremonies | Unmarried With Children | To Marry or Not? | Cohabitation's Past and Future




 
   
   
   
   
   
   
   
   
   
   
   

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My partner Ken was a graduate student at the Massachusetts Institute of Technology. MIT makes available identification cards that give certain privileges to spouses and partners of MIT students. ... I went to apply for a partner ID, and brought a piece of mail addressed to me at our address, along with a piece of mail addressed to Ken at the same address. The woman to whom I presented my documentation was initially unwilling to issue me a card, on the grounds that I had not brought her anything which proved that Ken and I were partners. I explained that Ken and I had separate finances but that we were in fact partners, but she was unconvinced. Eventually, I offered to go get him and make love with him on the office carpet. She declined this generous offer and issued the ID.
     - Val, quoted in Unmarried to Each Other